Healthcare crowdfunding raises billions annually for patients who genuinely need help. But the open-cash model makes misuse trivially simple. My Patient Fund™ closes the loop — every dollar raised goes directly to the licensed providers treating the patient. Not a policy. An architectural guarantee.
Every major crowdfunding platform deposits funds into a personal bank account with no structural restriction on how the money is spent. Three things go wrong.
My Patient Fund™ works at three levels simultaneously — giving crowdfunding platforms a trust infrastructure, campaign organizers a credible fundraising tool, and donors the proof they deserve.
"The best fraud prevention is one that makes fraud architecturally impossible — not just against the rules."
Any situation where healthcare funds are raised from multiple donors and need to reach a provider — structurally, verifiably, without cash diversion risk.
My Patient Fund™ is a sub-clearinghouse built for out-of-pocket care — the unique HIPAA-compliant proof-of-payment rail that guarantees every donated dollar reaches a licensed provider. Not a policy promise. An architectural guarantee. Closed loop. Real-time proof for every donor.